Where do I get an individual HSA quote?

Health Savings Accounts are a new, increasingly popular and promising way to deal with the problems of rising healthcare. But because they’re so new, many of us haven’t had the time to find out enough about them to sign up for one.

The HSA Plan combines what’s known as a High Deductible Health Plan and a tax-free savings account to give you greater control and more options when it comes to your healthcare. Together the two provide you with protection from catastrophic medical expenses—allowing you to choose your doctors and make interest-earning investments with the money you’ll save.

The Two Parts of a Health Savings Account Plan:

1. The High Deductible Health Insurance Plan: Rather than buying health insurance with a $250.00 deductible, you’ll purchase a much less expensive plan with an annual deductible of $1,000.00 to $2,500.00 or more. You’ll have to pay that $2,500.00 either out-of-pocket or out of your HSA Account. But, afterwards the plan will cover the bulk of your medical bills.
2. The Health Savings Account: The money you save on premiums will go into a tax-advantaged savings and investment account. You’ll be able to contribute up to $2,900.00 in tax-deductible cash per
   year into your Individual HSA Account (or $5,800.00 into your Family HSA Account). If you don't need to spend it that year, your money will continue to roll over and keep growing, tax free to pay for future medical expenses.

Where can I get a quote for an HSA Account, or an accompanying High Deductible Health Plan?

HSA Plan’s have become incredibly popular since they were introduced in 2003, and as a result there are a number of financial institutions offering the tax-advantaged accounts. Likewise, the high deductible health policies that you can match with an HSA are increasing available nationwide.

Banking and other Financial Institutions offering HSA Accounts:

• American Chartered Bank
• Bancorp Bank
• First American Bank
• JP Morgan Chase Bank
• Mellon Financial
• State Farm Bank

Insurance Carriers Offering HSA compatible Health Plans:

• Blue Cross and Blue Shield Life and Health,
• UniCare,
• Anthem Blue,
• Golden Rule,
• Humana One,
• Assurant Health (formerly Fortis Health), and many more.

You can also get fast, reliable and 100% free online quotes for either HSA Accounts or the High Deductible Health Plan that needs to accompany one here at HSAPros.

Take advantage of the HSA revolution today!